Licensing

We are licensed to sell Insurance in the following states:
Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia,Louisiana, Massachusetts, Michigan, Nevada, New Jersey, New York, Ohio, Pennsylvania

We are licensed to sell Securities in the following states:
Arizona, California, Colorado, Connecticut, District of Columbia,Delaware, Florida, Georgia, Massachusetts, Maryland, Nevada, New Jersey, New York, Pennsylvania, Virginia

We cannot communicate with, nor respond to requests, from users who reside in states where we are not licensed to conduct insurance and/or securities business.

— John Jay Higgins, CA Lic. # 0E10819, domiciled in NJ, principal office in NY